BEAVER LAW OFFICE, L.L.C.          
(573) 635-9911

                                 QUALITY

                                          AFFORDABLE

                                                                LEGAL

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BANKRUPTCY IS STILL THE ONLY EFFECTIVE WAY TO DEAL WITH ALL THE DEBT YOU OWE AT ONE TIME

The 2005 Bankruptcy Reform Act still allows Chapter 7 filings to those below
the State Median Income as determined by household size – and is still available
to over 95% of those who previously could have filed under Chapter 7.


A few of our Missouri median incomes by household size comparisons are:

                                      HOUSEHOLD SIZE:                     1                        2                        3                       4
                             STATE MEDIAN INCOME
                                           LEVELS UP TO:                $47,125              $59,848              $71,240             $83,609

                                                           
                                                                      Chapter 13 can also be taken if you are over State median income levels.










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